How to Beat the High Cost of Living is a 1980 American comedy heist film directed by Robert Scheerer and starring Susan Saint James, Jane Curtin, and Jessica Lange. Set in the aftermath of the economic recession of the 1970s, the film follows three women in Eugene, Oregon who, each facing personal and financial crises and desperate for money, devise a plan to steal a large amount of cash from a giveaway event in Valley River Center, Eugene's real-life shopping mall. The film features supporting performances by Dabney Coleman, Fred Willard, Richard Benjamin, Eddie Albert, Scott Elliott, Cathryn Damon, Sybil Danning, and a cameo by Curtin's fellow Saturday Night Live co-star Garrett Morris.

The film was produced by American International Pictures (AIP) but released under Filmways in the summer of 1980, as AIP had merged with the latter following the film's completion. It is considered the final AIP production, before its revival by MGM in 2020.