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Tom and Anna Wright, a young American couple, fall into severe debt while renovation of Anna's family home in London. As the couple faces the loss of their dream to have a house and start a family, they discover that the tenant in the apartment below them is dead, and he has left behind $400,000 worth of cash. Tom and Anna decided that the plan was simple, all they had to do was quietly take the money and use what's necessary to get them out of debt. When they start spending the money and can't seem to stop, they find themselves the target of a deadly adversary, the thief who stole it, and that's when very bad things start happening to good people.
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